Advanced Canada Workers Benefit (ACWB) Payment Coming : The Canada Revenue Agency (CRA) has confirmed that the next Advanced Canada Workers Benefit (ACWB) payment will be issued on July 11, 2025. This benefit is a crucial financial support program for low-income workers and is designed to ease the burden of rising living costs in Canada. If you are eligible for the ACWB, your payment will be automatically processed and sent by this date.
In this article, we’ll break down everything you need to know about the upcoming ACWB payment, including who qualifies, what to do if you don’t receive your payment, and how to avoid future delays through direct deposit.
What Is the Advanced Canada Workers Benefit (ACWB)?
The Advanced Canada Workers Benefit is a refundable tax credit offered to low-income individuals and families who are actively engaged in the workforce. It’s a part of the broader Canada Workers Benefit (CWB) program, but unlike the CWB—which is typically issued annually through tax returns—the ACWB is paid in advance, quarterly.
The July 11, 2025 payment is part of the 2025 advance payment schedule, helping recipients access funds sooner instead of waiting until tax season.
ACWB July 2025 Payment Schedule
- Issuance Date: Friday, July 11, 2025
- Payment Processing Window: July 11 to July 25, 2025
- Check Payment Status: If you haven’t received your payment by July 25, log into your CRA My Account to check your benefit status.
Important: CRA will not provide any additional information about your ACWB payment status before July 25, 2025. If your payment is delayed, wait until this date to inquire.
Who Is Eligible for the ACWB?
Eligibility for the Advanced Canada Workers Benefit is based on your income and tax filing information from the previous year. Here’s a summary of the basic requirements:
Individual Eligibility
- Must be a resident of Canada throughout the year
- Must be 19 years or older on December 31, 2024 (or living with a spouse/common-law partner or child)
- Must have earned income from employment or self-employment
- Income must fall within the low-income thresholds set by CRA
Family Eligibility
- You and your spouse/common-law partner must file tax returns
- Family net income must be below the eligibility threshold
Note: Eligibility is automatically determined when you file your income tax return. If you qualify, you will receive advance payments without needing to apply separately.
What to Do If Your Marital Status Has Changed
Changes in marital status can affect your benefit amounts. To ensure that your ACWB payment is accurate, you must update your marital status as soon as possible.
You can update this information easily through your CRA My Account. Keeping your profile up-to-date helps avoid underpayments or overpayments that may be recovered later.
Register for Direct Deposit to Avoid Delays
To ensure you receive your ACWB payments on time and securely, the CRA recommends enrolling in direct deposit. This service is available through:
- CRA’s My Account
- Most major Canadian financial institutions’ websites
- By calling CRA’s automated service line
Direct deposit is the fastest and most reliable way to receive not only your ACWB but all other CRA-issued benefits and credits, including GST/HST credits, tax refunds, and more.
Didn’t Receive Your Payment? Here’s What to Do
If you haven’t received your ACWB payment by July 25, 2025, here’s how to take action:
- Check CRA My Account: Confirm your payment status and banking information.
- Confirm Direct Deposit or Mailing Address: Ensure your direct deposit details are accurate or that your address is up-to-date.
- Contact CRA (after July 25 only): Use the contact page on the CRA website to find the right phone number or service channel.
Note: The CRA does not respond to inquiries about missing ACWB payments before July 25.
Your Privacy Matters
All communications from the CRA are subject to strict privacy protection rules. Your personal and financial information is secure and confidential. For more details on how your information is used and protected, visit the Privacy Protection page.
Also, keep in mind that the CRA will never ask for your personal information via email or text message. Always use official CRA websites to check your account and benefit status.
Need More Help?
For specific questions, visit the CRA Contact Us page for phone numbers, TTY services, fax details, and mailing addresses. If you need in-person assistance, local tax service offices can help with complex inquiries.
Final Thoughts
The Advanced Canada Workers Benefit plays a critical role in supporting working Canadians who need financial assistance the most. With the next payment scheduled for July 11, 2025, it’s essential to:
- Make sure your CRA account is updated
- Confirm your direct deposit setup
- Wait until July 25 before raising concerns about payment delays
By staying informed and proactive, you can ensure timely access to the benefits you deserve.
